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Learn the truth about air medical memberships.
The truth is, hospitals typically submit their bills to insurance first, before the air medical transport provider does. Therefore, your deductible is already met prior to your air ambulance bill being processed by your insurance carrier, resulting in no deductible payable for your air ambulance transport. Memberships are rarely needed to cover your deductible.
The truth is, air medical transportation is a covered benefit for both Medicare (Part B) and Medicaid patients. Medicaid patients have no deductible at all. And, if you are a Medicare beneficiary, there are many Medicare-approved and regulated Medigap policies that will cover any small deductible or copay required. Memberships therefore provide little, if any, actual benefit to you, the patient.
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