Membership Deception

Don’t fall victim to membership deception and money-making fraudsters – say “NO” to air medical memberships. Protect yourself and your financial well-being.

Air Methods believes in Patient Advocacy and going in-network with insurance companies. This approach has enabled us to reduce our patients’ out-of-pocket expenses to an average of $200*, which includes copays and deductibles. 

In December 2020, Congress passed a law to protect You

This law states that patients cannot be taken advantage of by air medical services, saving them from large medical bills. This effectively eliminates the need for an air medical membership. If someone tries to sell a membership to you, say “NO.”

If you currently have a membership, CANCEL IT NOW.

Generate My Cancellation E-mail

Your Membership Questions Answered:

Memberships don’t actually provide you with the financial protection that they claim. The fine print contained in the terms and conditions makes clear that the membership provider can recoup its full billed charges from any auto, homeowners, or liability insurance settlement that you receive. Therefore, when you purchase an air medical membership, it does not relieve you from ultimately paying the air medical provider’s bill. Across the country, patients with memberships have had to sue membership providers just to stop them from balance billing or placing liens on their other settlement proceeds even after they buy a membership.

You should be aware that when you purchase an air medical membership, the fine print often allows the membership provider to auto-renew your membership in perpetuity without your consent and with no chance of refunds. It is critical that you read your terms and conditions and protect yourself and your family.

Memberships don’t actually provide you with the financial protection that they claim. Membership providers rely on “woefully ambiguous” and “conflicting and confusing” fine print to retain their rights to collect full billed charges for air medical transports provided to members. 

State legislatures and Departments of Insurance are beginning to look at how to protect citizens from deceptive membership programs. West Virginia recently passed a law (WV Bill is HB 2776) that will fully regulate membership as an insurance product, providing critical protections for consumers. And through the National Council of Insurance Legislators (NCOIL), additional states are investigating how to best regulate memberships to ensure that their citizens are protected.  

* Actual out-of-pockets amounts vary depending on your health insurance plan, the plan’s copay, coinsurance and deductible requirements, and whether those have been met for the plan year.      

#MembershipDeception

In-Network Coverage

Commercial

Offered Nationally: Humana, Travel Ins., Plotkin Health, Tree Rivers Provider Network, United Mine Workers of America.

Government

Medicaid & Medicare Offered Nationally

Coverage Area

We’ve seen lower costs and better outcomes through our Patient Advocacy program and by working to increase insurance coverage for our services.

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